new home purchase
As a seasoned home buyer, you may not be eligible for some of these government programs, but that doesn’t mean you can’t keep your buying costs low. A great option for all buyers is to apply for a mortgage pre-approval before purchasing a home. Ask for our mortgage pre-approval checklist to better understand what documentation you should prepare before applying.
Getting pre-approved will help you understand how much you can spend on your new home and allow you to lock in a great rate for up to 120 days (4 months)! Once your rate is secure, you will be able to avoid rising rates and focus on finding your perfect home. And if the interest rates decrease before you buy your new home, then you can always re-qualify for the lower rate.