Mohit Grover

Mohit Grover Canada

Refinancing Mortgage in Mississauga: When Is It a Good Idea to Do It?

Refinancing a mortgage is a significant financial decision that can provide homeowners in Mississauga, Ontario, with various benefits. With fluctuating interest rates and changing financial circumstances, refinancing offers the opportunity to optimize mortgage terms and potentially save money in the long run. As a first-time home buyer in Mississauga, refinancing may not be immediately relevant, …

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What is the Best Way to Calculate Property Tax ?

Property taxes are an inescapable part of owning a home. Based on the size and value of your local home and property tax rates, they might be among the most expensive part, costing hundreds or tens of thousands of dollars per year. Millions of people pay property taxes each year using a land transfer tax …

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What Credit Score Do You Need for a Mortgage?

To qualify for the best available mortgage rates, it’s important to have a strong credit score. A credit score of 680 or above is required to qualify for the best mortgage rates in Canada in 2021. Some mortgage providers allow you to qualify with credit scores between 600 and 680, but these providers may charge …

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How a Mortgage Pre-Approval Can Protect You from Rising Rates

Rising interest rates make mortgage pre-approvals much more relevant and meaningful. Not only does a mortgage pre-approval give you the lender’s estimate of your borrowing power, but it also offers you an interest rate hold for up to 120 days in many cases. In times of steady or declining rates, you barely pay attention to your pre-approval …

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Why Refinance Your Mortgage?

To Refinance a Mortgage ,borrowers pay off their current mortgage and replace the loan with a new mortgage agreement. There are a number of reasons why borrowers choose to refinance. To get a better interest rate With interest rates sitting at record low levels, many borrowers are choosing to refinance to get a better rate. …

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All claims, terms, and product offerings are subject to qualification and review by either bank or financial institution whichever may apply. We reserve the right to refuse an application if mortgage qualifying criteria are not met upon our or the lender’s discretion. For more information please contact us directly.

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